by Jason Skinrood | 1 December 2023 | General Information
As someone who’s been working in the mortgage industry for over two decades, I wanted to break down this recent news about conforming loan limits increasing in 2024. I know all these numbers and lending guidelines can make your eyes glaze over. My goal as your...
by Jason Skinrood | 12 October 2023 | General Information
I’ve got some significant news from the real estate sector that you’ll want to hear. The big news: Fannie Mae cuts down payment to 5%. So, starting from the weekend following November 18, 2023, the down payment for owner-occupied multifamily homes will be just 5%, a...
by Jason Skinrood | 20 April 2023 | General Information, Refinance
If you’re considering refinancing your mortgage, it could be a great way to save some serious cash. But before jumping in, you must know what kind of costs come with it. As a loan officer, I get a lot of questions about refinancing expenses and what options are...
by Jason Skinrood | 12 April 2023 | General Information, Refinance
If you’re a homeowner looking to lower your monthly payments, shorten your loan term, or get some cash out of your home, you may want to think about refinancing your mortgage. However, before you decide, there are a few things to consider to determine if a mortgage...
by Jason Skinrood | 5 April 2023 | General Information, Home Buying Tips
The housing market unexpectedly flourished during 2020 and 2021, and with mortgage interest rates having doubled from more than a year ago, the demand for home buying still remains strong. Homeowners have been looking for ways to reduce their mortgage costs, and one...
by Jason Skinrood | 29 March 2023 | General Information, Home Buying Tips
The U.S. housing market has been on a remarkable surge, with home sales reaching the highest level seen since 2006 in 2021, hitting a whopping 6.1 million transactions, up from 5.6 million in 2020. Whether you’re a prospective homebuyer looking to save money on...
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