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Make Moving Day A Reality.

The mortgage broker Utah trusts to helping you finance your dream home.
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How We Stand Out From Other Utah Mortgage Brokers

There are lots of mortgage brokers in Utah to choose from, so it’s important to stand out.

Close On-time

Avoid missed inspection, appraisal or closing deadlines that could cost you thousands of dollars. Beat the industry with an average of 23 days to close.

Communication

A single point-of-contact and regular status updates when important milestones are complete. Plus, I make it a point to answer your phone call or email in a timely manner.

Convenience

Use the latest technology to enhance your experience and make the process more efficient. As a Utah mortgage broker, we control the loan process from start to finish.

What Other Home Buyers Are Saying

Actual customer reviews on what sets us apart from other mortgage brokers in Utah.

Utah Mortgage Broker FAQs

Get answers to your mortgage broker Utah frequently asked questions.

What are the benefits of using a mortgage broker in Utah?

There are many benefits to using a local mortgage broker. The most important is that a mortgage broker Utah has a much better understanding of the local market than lenders from other parts of the country.

Another benefit of working with a Utah mortgage broker is that they tend to have more lending options available. This means that they can work with you to find a loan that fits your needs and budget. They are able to offer programs specific to buyers in Utah such as down payment assistance programs or first-time home buyer programs.

How do I find a good mortgage broker in Utah?

There are many ways to find a good mortgage broker in Utah. Ask friends or family members for recommendations. If you’re from out of the area, search online for reviews. Once you have a few options, take the time to speak with each one to find the best fit for your needs. It’s very important to work with a mortgage broker Utah that you trust and feel comfortable working with.

Can you help me find the best deal on a mortgage?

Absolutely! Getting the best deal on a mortgage will vary depending on various factors like your credit, down payment amount and the loan program(s) you qualify for.

What is the interest rate for mortgages in Utah?

The interest rate for a mortgage in Utah will depend on your credit score, the amount of your down payment and the loan program(s) you qualify for. Generally, the higher your credit score, the lower your interest rate will be. And, the larger your down payment, the lower your interest rate may be as well. Of course, other factors can affect your interest rate, but those are two of the biggest ones. So, if you’re looking to get a mortgage in Utah, make sure you have a good credit score and a decent-sized down payment saved up. That way, you can get the best interest rate possible.

How much can I borrow with a mortgage in Utah?

In Utah, the conforming loan limit in most counties for a single-family home is $766,550. That means you can borrow up to that amount without having to get a Jumbo loan. The actual amount you can borrow will depend on your income, debts, and credit score.

What is the process of getting a Utah mortgage?

The process of getting a mortgage starts with getting preapproved from a mortgage broker in Utah. You’ll need to provide income documentation and possibly bank statements. The lender will also need to run a credit check.

Once you’ve been preapproved for a mortgage loan, it normally takes 30 days or less to close once you have a home under contract.

Begin Your Journey Home With A Local Utah Mortgage Broker

Schedule a 30-minute consultation to learn more about loan options available to you. Get answers to any questions you may have and get started on the path to home ownership.

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Selecting The Right Mortgage Broker in Utah

Choosing a mortgage broker Utah can be almost as daunting as the application and approval process seems. When you’re comparing your options, look for a mortgage brokerage that:

  • Let’s you choose from a wide array of home loan programs
  • Provides a variety of educational resources and helpful information
  • Facilitates the loan application and approval process
  • Is dedicated to finding the ideal loan program and best rates for you
  • Has exceptional customer reviews and testimonials from past clients

Many mortgage brokers claim to be the “best.” However, they typically hire loan officers with little to no experience. The lender your loan may be brokered to doesn’t have a good reputation, have extended closing times over 30 days, make you work with a team instead of a single person and don’t respond to your inquiries during the process. Plus, you typically end up with a higher interest rate.

Choosing the right Utah mortgage broker could save you thousands of dollars and ensure a positive home buying or refinance experience.